Tag Archives: Individual Savings Account
It’s ISA advert season
The arrival of spring weather can be difficult to predict. Last year, we enjoyed a balmy March and as soon as the hosepipe ban was announced in April, it rained until Christmas. This year was going according to plan with … Continue reading
Cash ISAs – Are they the real deal?
Many savers (I won’t use the term investors) are attracted to cash ISAs for 2 reasons; Monies are helds in a tax free environment Minimal risk I can’t argue with either except perhaps when the following question is asked; “Why … Continue reading
The new Junior ISA’s
One of the many things that the coalition Government introduced in its emergency budget held on 22nd July 2011 was the cessation of government contributions to Child Trust Funds (CTFs) for all children born after 2nd January 2011. CTFs were originally introduced … Continue reading
Flexible drawdown rules set to help wealthy pensioners
From 6th April 2011, the rules governing drawdown from personally held pensions have been relaxed. In essence, if you can demonstrate ‘secure’ income of £20,000 per annum you will no longer be subject to the stringent rules on drawing funds from … Continue reading
Tax efficient investing
I spent an hour or so this morning updating a document we use in the office. I say a document but actually it’s a spreadsheet. We use it to do something that not many others financial advisers actually do – … Continue reading
