Providing purposeful financial planning services since 1998.
Proposito Financial Planning was originally known as Richard Witcombe Financial Advisory Services, founded in 1998 by Richard Witcombe and based just outside Cardiff.
Richard was joined by his son, our principal Financial Planner Huw Jones, in 1999.
We relocated to Malmesbury, Wiltshire in 2006. In 2011, we re-branded, changing our name to Proposito Financial Planning.
The term Proposito has its origins in Latin and means intention, aim or purpose. We believe this reflects the services we provide to our clients: financial planning that is purposeful and intentional, with your goals and best interests at heart.
We are a forward-thinking company offering straightforward, high-quality, professional financial planning and investment advice. Our team’s extensive experience and knowledge means that we have a track record of providing the best possible service and support to our clients.
We charge fixed, fair fees that are agreed in advance; the amount we charge does not depend on your level of wealth.
We focus on helping you to achieve your dreams and plan for a future that is fulfilling and rewarding.
Collaboration is at the heart of how we work together. We work with you to obtain what you need to achieve success.
We are avid learners, as is reflected in our accreditations. We are constantly looking at ways we can improve our service.
In 2014 we became a firm of Chartered Financial Planners after meeting rigorous criteria relating to professional qualifications and ethical practice. We are one of the UK’s leading firms, wholly committed to providing you with the best possible advice, service and support.
In 2015, we became an Accredited Financial Planning Firm. Awarded by the Chartered Institute for Securities & Investment (CISI), this means that having successfully undertaken a rigorous accreditation process and offer a financial planning service which meets the highest standards.
Find out more about how working with a Chartered firm will benefit you.
Talk to us now on 01285 708444
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Following an inheritance, we needed advice on how to make best use of the money. We engaged Proposito because Huw and the company had an excellent reputation, and we were not disappointed. Huw took time to understand our financial situation, our goals and aspirations, and helped us put a plan in place which would help achieve these. We are confident that, with Huw’s help, we have made good investment choices and we value the annual meetings that ensure we are still on track.
“I needed a financial advisor as I was finding that my funds were just being left in bank accounts, and whilst very safe I was not achieving any growth. I do not have the personal knowledge on investment, and wanted to be able to work with a small team where I could get one on one service. I have had Financial Advisors previously from larger companies and found that staff kept changing so I never had a consistent relationship, and also they were very keen to sell me new policies to start with and then the level of service dropped off.
Russell Haworth was known to me and I liked the way he presented his recommendations. He has made me think about the investments and made me feel much more in control of my overall finances. Sitting down and actually working out how much you spend each year makes you think what you will need in the future. The computer programme which shows your income and costs year by year is brilliant, and allows you to ask the “what if” questions and get almost immediate answers.
It is great to be able to openly discuss your future plans, and it makes you think about things properly. I have been very reassured about my future, and in the event there is an unplanned change I feel confident that my finances are in safe hands.”
“Due to the bewildering amount of financial legislation and financial planning options that seemed to be available to us when searching online we felt like we needed some guidance. For 14 years now Huw has done a fantastic job of highlighting the issues we have needed to consider (be they in relation to pensions, forward planning, investment or taxation) and presenting our various options in streamlined and coherent way. As a result of Huw’s advice we now feel on top of our finances with a secure financial future and a plan in place that is regularly revisited and revised.
Huw has also been very diligent assessing our attitudes to risk over the years and has taken that into consideration at all times when advising.
He (& Proposito) have always provided an efficient service, the staff are personable and helplful and queries are dealt with impressively quickly.”
