Tag Archives: tax efficient
It’s ISA advert season
The arrival of spring weather can be difficult to predict. Last year, we enjoyed a balmy March and as soon as the hosepipe ban was announced in April, it rained until Christmas. This year was going according to plan with … Continue reading
Staying ahead of the Child Benefit changes
Recent changes to Child Benefit have resulted in 155,000 people deciding to stop receiving payments, according to HMRC (as at 31st December 2012). If you aren’t one of the 155,000 people who have opted out and your earnings are over £50,000, then you … Continue reading
The importance of a Financial Plan
There are many people who think using a Financial Planner is a waste of time and money. However, there are more and more more people working past State Pension age to ensure their standard living doesn’t suffer. The question is – … Continue reading
Cash ISAs – Are they the real deal?
Many savers (I won’t use the term investors) are attracted to cash ISAs for 2 reasons; Monies are helds in a tax free environment Minimal risk I can’t argue with either except perhaps when the following question is asked; “Why … Continue reading
Taxing issues
There have been a number of articles in the press recently regarding the problems in getting through to the HMRC Tax helpline. Apparently only 1 in 4 people carry on holding to try and get through to someone, with only 74% … Continue reading
