What we do

This is where we help you work out exactly what a fulfilling life looks like. This is an essential first step because you can’t plan for the future you want if you don’t know what you want the future to look like. For most people, this is the start of their journey, but a few people choose to align their finances independently from us and therefore this is the only stage they want our help with.

This stage is all about making sure your money is aligned to your goals. Our purpose is to help you ensure you have the right money, at the right time, for everything that you want to achieve. This part of the service is regulated financial advice and can be highly technical. For most people, LifePath Align is also essential.

But, of course, we all know life is a journey and not a destination. Similarly, the financial planning you will need to do to support that journey is not a destination either. It is an approach that supports your journey. We strongly believe that the real value of financial planning comes through the incremental improvements to the original plan, compounded over time.

Legislation around pensions and taxation can change quickly and often, new opportunities can arise over time, and your circumstances and goals may also evolve as you journey through life.

Our LifePath Refine service is designed to make sure you remain confident and on track to achieve your financial, lifestyle or retirement goals. Through regular “forward planning” meetings, we will update your financial plan, provide financial advice and monitor your portfolio performance and investment returns.