If you’ve been bereaved

At difficult times of life, there are often complex financial decisions to be made – decisions that can have long-lasting consequences. It’s important, therefore, that you gain independent advice from a skilled financial specialist before taking any big financial decisions.

People regularly ask us

What decision should I make?

Working together, we will show you the possible outcomes of each option available to you and, alongside any legal or accountancy professionals you are working with, help you plan for the path ahead that’s right for you.

How much money do I have? And how much money will I need?

At a time of great change, it is completely understandable that you have questions about what your current financial picture looks like and how it might change going forward. Financial planning will allow you to gain a clear understanding of your immediate financial situation as well as answers to questions about what the journey ahead looks like.

Do I have enough money to...?

You may have questions about how much you can afford to spend, whether that’s relating to day-to-day living or big changes to your lifestyle such as retirement or moving home. Using cutting-edge cashflow forecasting technology, we can tell you what you can afford and how different decisions affect your ability to live comfortably.

What should I do with an inheritance?

Inheritances can be life-changing sums of money. But deciding what to do with an inheritance can feel like a big responsibility. You’ll likely have questions about what your options are and whether you should spend or invest. We always start the conversations by asking what you’d like your future to look like. That may take a bit of exploration and thought as plans you considered unreachable may now be possible.

Am I going to be ok?

Thinking about your financial future can feel scary – we understand that. Our team is compassionate and caring. And we will work, at all times, at a pace you are comfortable with. Together, we will help you move forward with a sense of security and confidence in your finances and your ability to manage them.

How can I financially protect my children?

Going through difficult life events can make you acutely aware of the financial impact death of a family member can have on loved ones. If you are keen to spare your own family any distress, we can help you build a plan to ensure that, while life isn’t always predictable, your finances are.

How we help

Lifestyle financial planning
Create a plan for your future financial wellbeing and gain clarity and peace of mind.

Financial forecasting
Understand what you have now and how your financial future could look under different scenarios.

Financial protection
Ensure that your own and your loved ones’ financial security is not lost in the event of future ill health or loss of life.

Estate and Inheritance Tax planning
Understand the complex rules around tax, trusts, and gifting, and ensure you and your loved ones are not paying more tax than you ought to be.

You may feel unsure what to do with an existing investment portfolio. We can help you analyse your options and implement any changes that are needed to reflect the change in your circumstances.

Ongoing support and advice
We know that rebuilding a life when you have lost someone you love is a long and difficult process. We are here for as long as you need us, to offer advice and support whenever you wish to receive it.

Money coaching
The aim of financial coaching is to help you develop a better relationship with your money. Through guided, meaningful conversations about your money, you will be able to move forward with greater awareness of the beliefs that are holding you back and have a greater ability to challenge them.

Please note, the value of your investments and any income derived from them may fall as well as rise and you may not get back your original investment.