WHAT IS IT? This booklet is the one place to store all the important information that your loved ones will need when you die.
WHAT DOES IT COST? Nothing. It’s free to download.
IS IT COMPLICATED? No. It will take less than 30 minutes for most people to complete. The simple layout makes it easy for your loved ones to the find the essential information they will need to sort out your affairs once you’re gone.
HOW DOES IT WORK? When you pass away, your spouse or children will open this booklet. Inside is all the information they will need to deal with your affairs.
WHAT IS THE BENEFIT TO MY FAMILY? They will be thankful that you made things as simple as possible. Having all this information, easy to find and all in one place, will be invaluable to them as they begin to adjust to life without you.
WHAT DO I GET OUT OF IT? Eternal peace of mind that you’ve made everything so much simpler for the people you love the most.
Sign up to our newsletter and we’ll send you the latest personal finance news, along with helpful hints and tips to help you make your money work harder for you.
Following an inheritance, we needed advice on how to make best use of the money. We engaged Proposito because Huw and the company had an excellent reputation, and we were not disappointed. Huw took time to understand our financial situation, our goals and aspirations, and helped us put a plan in place which would help achieve these. We are confident that, with Huw’s help, we have made good investment choices and we value the annual meetings that ensure we are still on track.
“I needed a financial advisor as I was finding that my funds were just being left in bank accounts, and whilst very safe I was not achieving any growth. I do not have the personal knowledge on investment, and wanted to be able to work with a small team where I could get one on one service. I have had Financial Advisors previously from larger companies and found that staff kept changing so I never had a consistent relationship, and also they were very keen to sell me new policies to start with and then the level of service dropped off.
Russell Haworth was known to me and I liked the way he presented his recommendations. He has made me think about the investments and made me feel much more in control of my overall finances. Sitting down and actually working out how much you spend each year makes you think what you will need in the future. The computer programme which shows your income and costs year by year is brilliant, and allows you to ask the “what if” questions and get almost immediate answers.
It is great to be able to openly discuss your future plans, and it makes you think about things properly. I have been very reassured about my future, and in the event there is an unplanned change I feel confident that my finances are in safe hands.”
“Due to the bewildering amount of financial legislation and financial planning options that seemed to be available to us when searching online we felt like we needed some guidance. For 14 years now Huw has done a fantastic job of highlighting the issues we have needed to consider (be they in relation to pensions, forward planning, investment or taxation) and presenting our various options in streamlined and coherent way. As a result of Huw’s advice we now feel on top of our finances with a secure financial future and a plan in place that is regularly revisited and revised.
Huw has also been very diligent assessing our attitudes to risk over the years and has taken that into consideration at all times when advising.
He (& Proposito) have always provided an efficient service, the staff are personable and helplful and queries are dealt with impressively quickly.”