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We are delighted to announce that our Director and Financial Planner Huw Jones has passed his assessment to become a CERTIFIED FINANCIAL PLANNERCM professional. The prestigious CFPCM certification is held by less than 1000 professionals in the UK and a global community of 150,000. The path to becoming

At Proposito Financial Planning we’ve been “doing fees” for a long time. In fact ever since May 2005 that’s the only way we have done any work for anyone. So we think we’re more experienced than most when it comes to getting the fee right.

There are many people who think using a Financial Planner is a waste of time and money. However, there are more and more more people working past State Pension age to ensure their standard living doesn’t suffer. The question is – would you rather continue working

Money only has one property which is of any use to anyone: IT CAN BE SPENT It confers no other properties on the owner. Absolutely none. This is a fact we often have to remind our clients. There is no point accumulating wealth just for the sake of it. If

I know, you’ve heard it all before. But before you think “oh no, not again” (and click back), perhaps you should read the next bit… I have just picked up on a few points from a recent report issued by The Institute for Fiscal Studies and the National Association of

DAY 5 – Financial Planning Week 2012 Financial Planning Week aims to raise awareness of the importance of financial planning. In my series of blogs I have given some ideas of the things that can be done to help people achieve their financial goals…. On day 1 I raised awareness

DAY 4 – Financial Planning Week 2012 Now that you’ve got a surplus of cash to cover regular, planned short term and emergency expenditure you can start thinking about what to do with your surplus cash. Remember from day 1 that the only purpose of money was to

DAY 3 – Financial Planning Week 2012 A budget is an essential part of a financial plan. After all, the amount of money that we’ll earn in our lifetime is finite so it’s really important that we’re as efficient as possible with it. Before we look at the rules

DAY 2 – Financial Planning Week 2012 Budgeting. Amazing how many people don’t have a budget. I didn’t until last year. I’m going to try to impress on you the importance of a budget using a number of sketches from Carl Richards (author of The Behavior Gap http://www.behaviorgap.com

DAY 1 – Financial Planning Week 2012. What is money good for? The proverb says that “Money is the root of all evil”, but it’s a necessary evil. If you haven’t got very much of it you’ll probably want some more. If you’ve got lots of it you might have

For Financial Planning Week 2012 (http://www.financialplanning.org.uk/general-public) I will be taking a look at some simple ideas that can make a real difference to your finances. Simple – but not easy…. Here’s what’s in store: Day 1:

With less than 60 shopping days until Christmas your thoughts might be turning to mince pies, pressies and parties. However with the European Gender Directive coming into force on 21st December 2012 there could be a last minute rush for his and hers products – and I don’t mean aftershave

Proposito Financial Planning’s director Huw Jones was featured in the Sunday Telegraph Business Reporter supplement on Sunday. In the 16-page report on pensions Huw stresses the importance of planning for retirement. “For many business owners the solution is to rely on their businesses to fund retirement. This is something

In the coming months the Financial Services Authority (FSA) will be spending a great deal of time and money educating consumers on changes to the way people receive financial advice and deal with financial advisers. These changes have come about following the Retail Distribution Review (RDR) which was launched by the regulator

Financial Planning is something we all should be doing (regardless of our current financial position), if we are to make the most of our lives. It involves working out what is most important to you in life: your goals. By adding timescales and costs, you can work out how