For Financial Planning Week 2012 (http://www.financialplanning.org.uk/general-public) I will be taking a look at some simple ideas that can make a real difference to your finances. Simple – but not easy….

Here’s what’s in store:

Day 1: I’m going to start by challenging your view of money (if you have one).
Day 2: I’ll explain why budgeting is essential and how it will help.
Day 3: I’ll give you four simple rules to follow to create spare money in your life.
Day 4: I’ll explain the difference between savings and investments and what they’re for.
Day 5: I’ll explain how using a financial planner can help you.