Latest news

Here are some tips on how to financially prepare for retirement: Figure out your retirement budget. When you are working, you have a good idea of when you will get paid and how much you will have to spend. Retirement is different, and you need to budget for the rest

Almost four months after Labour won the general election, chancellor Rachel Reeves has delivered her 2024 Autumn Budget, outlining the government’s plans for this tax year and beyond. Arguing that the July general election had given Labour a “mandate to restore stability and start a decade of renewal”, Reeves described

The Benefits of Financial Advice in Retirement Planning Taking professional financial advice in the years leading up to retirement can significantly improve retirement outcomes. Studies have consistently shown that individuals who seek financial advice tend to have larger pension pots and improved financial well-being in retirement. Quantified Benefits of Long-Term

Achieving financial freedom is a long journey that many people have successfully completed. Financial independence means you no longer need to work to support your desired lifestyle. Remember, this journey is like a marathon, not a sprint. It requires patience, discipline, optimism, resilience, and regular check-ins on your progress. By

As I reach my 47th Birthday this August, we thought as a Team it would be good for you to get to know one of us a little better.  Here is a little bit more about me.   In my younger years, I spent time at the University of Glamorgan

In our journey to become the best version of ourselves, we often encounter obstacles that hinder our progress. These obstacles can be subtle and pervasive, making it difficult to recognise and overcome them. Here are six things that might be stopping you from reaching your full potential: Not Saying No:

The real focus of financial planning isn’t money; it’s achieving your life goals before running out of time.  Time and money are similar in that you choose how to spend them, but you can only spend them once. Unlike money, you can’t make more time. Once it’s gone, it’s gone.

Now that we’ve got a new Government here in the UK, have you ever wondered what difference a Conservative or Labour government has on investment returns? Well, as it turns out, the answer is: not very much. As the graphic shows, the UK stock market value has increased

Over the next two weeks, as you catch up on the latest Olympic news via the BBC Sport app, stream the 100m final live while sitting on a train, watch last night’s events on playback or access your digital ticket if you are lucky enough to be attending an

A goal without a plan is just a wish. How much is enough? When people first contact us, it’s usually to sort out their pensions. But their real issue is their income in retirement. They need to know the cost of their retirement and what they want it to look

Our reluctance to talk about death likely comes from the Victorians, but here’s the thing: you are definitely going to die, I am definitely going to die, we are all going to die. Every one of the nearly 8 billion people on this planet will die, including the 60 million

A bucket list is essential if you want to make the most of your life. Financial planning is about living your desired lifestyle without fearing that you’ll run out of money – or worse, dying with too much money left over. The worst-case scenario would be running out of money

The longest day of 2024 might also be the saddest for the team at Proposito because on the 21st June we’ll be saying goodbye to Jade. Her time with us has been marked by dedication, attention to detail and a drive to continually improve both herself and the Proposito Financial

We are incredibly excited to announce that we have been shortlisted as one of the finalists for the Money Marketing Interactive (MMI) awards in the ‘Small Advice Firm of the Year’ category. The MMI awards recognise the industry’s best advisers and providers. We are both delighted and excited to be

We are through tax year end and have made it the other side into a brand new tax year. We thought that this would be a prime opportunity to recap on all the allowances that are available to you, whether there are any changes to last year and to ensure