Latest news

All blog articles can be found here

31st October 2025

5 Budget 2025 Rumours We Hope Don’t Happen

It feels like déjà vu, doesn’t it? Just like last year, the headlines are full of speculation about what the Chancellor might announce in the upcoming Budget. Depending on which paper you read, everything from capital gains tax to inheritance tax, pensions, and even
It feels like déjà vu, doesn’t it? Just like last year, the headlines are full of speculation about what the Chancellor might announce in the upcoming Budget. Depending on which paper you read, everything from capital gains tax to inheritance tax, pensions, and even

Read more

30th September 2025

Welcoming Fresh Ideas: A Big Thank You to Our Summer Intern, Dylan

Over the summer, we were delighted to welcome Dylan back to Proposito Financial Planning – this time as a summer intern, following a successful work experience placement with us in 2023. Now studying Economics at the University of Exeter, Dylan joined us at the end of his first year. Dylan
Over the summer, we were delighted to welcome Dylan back to Proposito Financial Planning – this time as a summer intern, following a successful work experience placement with us in 2023. Now studying Economics at the University of Exeter, Dylan joined us at the end of his first year. Dylan

Read more

30th September 2025

Eirlys Reveals What’s Next After Proposito

I wanted to share a quick update as I’ve recently come to the end of a big chapter in my life and have some exciting plans ahead. I’m Eirlys (Huw’s daughter), and I’m currently working here at Proposito as an administrative assistant (following in my brother Dylan’s foot steps
I wanted to share a quick update as I’ve recently come to the end of a big chapter in my life and have some exciting plans ahead. I’m Eirlys (Huw’s daughter), and I’m currently working here at Proposito as an administrative assistant (following in my brother Dylan’s foot steps

Read more

26th August 2025

Simplifying Your Path to Financial Freedom

Financial freedom can feel like a challenge. At Proposito, we aim to make this process a lot easier for you. Let’s take a look at what really matters on this journey. Building wealth is like running a marathon – it takes patience and regular check-ins to make sure you’re on
Financial freedom can feel like a challenge. At Proposito, we aim to make this process a lot easier for you. Let’s take a look at what really matters on this journey. Building wealth is like running a marathon – it takes patience and regular check-ins to make sure you’re on

Read more

8th July 2025

Don’t Leave It to the Last Minute – The Rewards of Being Organised

I recently received an unexpected — and very welcome — surprise email from my accountants, Sunflower Accounts. Their message simply said: “Because you got all your personal tax records to us in such good time you’ll be rewarded
I recently received an unexpected — and very welcome — surprise email from my accountants, Sunflower Accounts. Their message simply said: “Because you got all your personal tax records to us in such good time you’ll be rewarded

Read more

30th June 2025

Market Volatility

In today’s up-and-down markets, how you think about investing matters more than trying to time the market. News headlines might make you want to keep changing your investments, but success comes more from staying calm than making clever moves. Strategy vs. Tactics Think of your financial strategy like a map
In today’s up-and-down markets, how you think about investing matters more than trying to time the market. News headlines might make you want to keep changing your investments, but success comes more from staying calm than making clever moves. Strategy vs. Tactics Think of your financial strategy like a map

Read more

30th May 2025

State Pension & Tax

Let’s Talk About Your State Pension and Tax We’re here to walk you through how tax works on your state pension when it goes above your tax-free allowance. Don’t worry – we’ll keep it simple! Your Guide to Tax-Free Allowance Good news! Everyone in the UK gets a tax-free amount.
Let’s Talk About Your State Pension and Tax We’re here to walk you through how tax works on your state pension when it goes above your tax-free allowance. Don’t worry – we’ll keep it simple! Your Guide to Tax-Free Allowance Good news! Everyone in the UK gets a tax-free amount.

Read more

4th April 2025

Vouched for – Top Rated Adviser 2025

We’re excited to share some wonderful news. Our very own Huw Jones has earned a special place among the most trusted advisers in the South West, based on the strength of his client feedback.  Huw has achieved something really special – a spot in VouchedFor’s 2025 Top Rated Financial
We’re excited to share some wonderful news. Our very own Huw Jones has earned a special place among the most trusted advisers in the South West, based on the strength of his client feedback.  Huw has achieved something really special – a spot in VouchedFor’s 2025 Top Rated Financial

Read more

28th March 2025

Your Spring Statement update, and what it means for you

After Rachel Reeves’ impactful first Budget in autumn 2024, you might have been concerned about the announcements that would be included in her Spring Statement on 26 March 2025. Reassuringly, the major headline from this year’s springtime fiscal event is that Reeves made few announcements that are likely to affect
After Rachel Reeves’ impactful first Budget in autumn 2024, you might have been concerned about the announcements that would be included in her Spring Statement on 26 March 2025. Reassuringly, the major headline from this year’s springtime fiscal event is that Reeves made few announcements that are likely to affect

Read more

27th March 2025

Understanding State Pension Top-Ups: A Guide to Purchasing Additional Years

There’s an important deadline coming up for boosting your State Pension payments. You have until 5th April 2025 to pay extra National Insurance (NI) to fill gaps in your record from 2006 to 2018. After that, you can only fill gaps from the last 6 years. Having gaps in your
There’s an important deadline coming up for boosting your State Pension payments. You have until 5th April 2025 to pay extra National Insurance (NI) to fill gaps in your record from 2006 to 2018. After that, you can only fill gaps from the last 6 years. Having gaps in your

Read more

28th February 2025

Making better money choices

When managing money and working towards financial goals, it’s helpful to know what we can and cannot control. We can’t control things like interest rates, inflation, or how the stock market performs. But there are many things we can control – these are our “financial levers” that we can adjust
When managing money and working towards financial goals, it’s helpful to know what we can and cannot control. We can’t control things like interest rates, inflation, or how the stock market performs. But there are many things we can control – these are our “financial levers” that we can adjust

Read more

21st February 2025

Asking better questions

Making good financial decisions can be stressful. There are so many investment choices, changing economic conditions, and personal situations to consider that it can feel overwhelming to know what to do. When making financial decisions, we often get confused by mixed messages from different sources and our own emotional biases.
Making good financial decisions can be stressful. There are so many investment choices, changing economic conditions, and personal situations to consider that it can feel overwhelming to know what to do. When making financial decisions, we often get confused by mixed messages from different sources and our own emotional biases.

Read more

12th February 2025

Getting Organised: The First Step Towards Financial Clarity

The most important part of financial planning is getting all your information together before making any decisions. Many people want to skip this step and jump right to making choices, but this often leads to poor financial decisions that can’t be undone. Our experience shows that good financial decisions can
The most important part of financial planning is getting all your information together before making any decisions. Many people want to skip this step and jump right to making choices, but this often leads to poor financial decisions that can’t be undone. Our experience shows that good financial decisions can

Read more

31st January 2025

Difficult Conversations: The Heart of Financial Guidance

In the past, financial advisers mainly just sold financial products. But times have changed. Now that everyone can easily find financial information and products online, we do much more. We work closely with you to help you reach your money and life goals. We’re here to be your partner and
In the past, financial advisers mainly just sold financial products. But times have changed. Now that everyone can easily find financial information and products online, we do much more. We work closely with you to help you reach your money and life goals. We’re here to be your partner and

Read more

23rd January 2025

Financial Planning in Easy Mode

Think of video games’ “Easy Mode” – it makes games more fun by making them simpler. The game becomes easier to play, gives you more help, and doesn’t punish you as much when you make mistakes. This lets you enjoy the game without getting stressed out. Just like difficult video
Think of video games’ “Easy Mode” – it makes games more fun by making them simpler. The game becomes easier to play, gives you more help, and doesn’t punish you as much when you make mistakes. This lets you enjoy the game without getting stressed out. Just like difficult video

Read more

We’ll pop the kettle on

Milk? Sugar?
What does a happy life look like to you?
We start with the most important questions. To arrange a free, informal conversation about how we can help you plan for the lifestyle you want, get in contact with our team.

    Would you benefit from some free advice? Do you want to see if financial planning is for you before you commit to it? We’re offering all new clients a 15-minute initial consultation at our expense.

    Book your meeting

    Copyright © 2010 – 2025 Proposito Financial Planning Limited. All rights reserved. This website is targeted at UK consumers only. Proposito Financial Planning Limited is authorised and regulated by the Financial Conduct Authority. You can find our entry on the Financial Services Register under reference 572159. Registered in England and Wales No. 07481911

    Registered Office: 4 Dollar Street | Cirencester | GL7 2AJ

    If you wish to register a complaint please write to us at hello@proposito.co.uk or telephone 01285 708444.  A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4567.

    4 Dollar Street,
    Cirencester,
    Gloucestershire,
    GL7 2AJ
    01285 708444 hello@proposito.co.uk
    Privacy policy Cookies policy Complaints policy
    Proposito Financial Planning
    Powered by  GDPR Cookie Compliance
    Privacy Overview

    This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.