Latest news

The Budget saw a raft of announcements affecting people and businesses alike, but it was what the Chancellor didn’t do rather than what he did do which is likely to have the biggest impact on individuals.   Below we have summarised the key points

Scammers are sadly still at large and despite the current climate, it’s sad to believe that there are still people out there who insist on exploiting innocent people for their own gains.  Take care and be vigilant because it’s happening on a daily basis.   There

What a story to tell.  One of our clients, Andrew, had some very exciting news back in November 2020 when he was the Grand

There are many financial planners in our sector and at Proposito, we have been looking at what makes us different, and why people want to work with us. We’ve come up with ten key factors which we believe make us stand out and help us foster long-term – indeed lifelong

During the autumn last year, we decided that we would like to work closely with a charity during 2021.  We have chosen to work with The Churn Project who are a local charity based in Cirencester.  You may have read in our December 2020 newsletter

The end of the financial year is usually 5th April (click HERE to find out why it’s earlier in 2021) so now is a great time to look at your finances and make the best use of your tax allowances. There are a number of steps you could take,

This tax year effectively ends on the 1st April 2021. No, this is not an April fool’s joke but the result of a “perfect storm” of dates, days and bank holidays. Maundy Thursday falls on 1st April 2021, which means that Good Friday is 2nd April 2021 – a bank

It was announced in December that we would be entering our third full national lockdown and that ‘businesses should continue to work from home if they can’. We have demonstrated that this is viable option for us as we adapted fairly quickly to these changes when

We are working hard to improve our marketing – we’re always on the look out for more brilliant clients to help.  We use Google & Facebook to collect reviews online. I’d be very grateful if you could provide a review for us on one (or both

PNC have created their Christmas index every year since 1983. It’s a light-hearted take on the more traditional Consumer Price Index. The PNC index evaluates the changing costs of supplying all the gifts of the 12 days of Christmas to ones’ true love. Covid Index We’ve written about the index

Well… 2020 has been quite the year and we here at Proposito Financial Planning are most certainly looking forward to Christmas.  Whilst this year will be very different to other years, we are looking forward to relaxing in our bubbles and indulging in all things festive.  This time

As 2020 draws to a close, we’ve been thinking long and hard about our charitable donation for the year. For those of you who don’t know, instead of sending Christmas cards each year, we opt to make a charitable donation to a worthy cause. This year, there

We did it! We’ve only gone and won an award!   A couple of months ago we applied for the Cirencester Chamber of Commerce Business Awards.  They aim to celebrate the businesses in and around Cirencester and to recognise their 

How to avoid running out of money in retirement  In our last blog, we looked at the challenge faced when you’ve just retired to ensure you have enough money to last you for the rest of your life.  The challenge is akin to climbing a

Have you Got a Will? It may be surprising to hear but around 56% of adults in the UK do not have a Will. You don’t get to decide what happens to your estate when you die intestate (without a Will). The intestacy rules are very clear and set out