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For anyone that has ever travelled on the Peage Toll road system in France you will understand that, compared to trying to get anywhere in the UK, the experience is a pleasurable one. Not much traffic, no road works and a higher speed limit. What’s not to like? In

We all love a bargain, right? A fact that hasn’t gone unnoticed at Vanguard. The US fund manager overseas $2.9trillion in assets. They pretty much invented index tracking investments in 1976 and they’ve just reduced the annual charges for some their investments. This is great news for our clients who are

When it comes to fund charges murky doesn’t even come close. Here’s my attempt to lift the lid of Fund charges and clear the muddied waters a bit. Up front fund charges There are some fund charges that you pay up front and are usually deducted directly from

At Proposito Financial Planning we’ve been “doing fees” for a long time. In fact ever since May 2005 that’s the only way we have done any work for anyone. So we think we’re more experienced than most when it comes to getting the fee right.

In the coming months the Financial Services Authority (FSA) will be spending a great deal of time and money educating consumers on changes to the way people receive financial advice and deal with financial advisers. These changes have come about following the Retail Distribution Review (RDR) which was launched by the regulator