Huw Jones What is financial planning?

People will often get in touch with us because they are finding it difficult to take action or make a big decision. Having done the research they are…

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Huw Jones What’s the point of money?

The only useful thing you can do with money is spend it. That’s right, spend it. I’ll say it again, spend it! But how? Well before we look…

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Proposito Team A goal without a plan is just a wish

This week from November 24th, the Institute of Financial Planning (IFP) is organising Financial Planning Week – a consumer awareness campaign aimed at helping everyone take some simple steps to improve their…

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Huw Jones Accumulating without speculating

The saying goes that you must ‘speculate to accumulate’. This proverb says little to help people in search of a sensible long-term investment strategy, but it does suggest…

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Huw Jones Avoid the gym run in January

Getting financially fit is no different to getting physically fit. The steps are pretty similar but lots of people fail – particularly if they start on 1st January. Here’s…

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Huw Jones Haircuts, holidays & time horizons

Imagine you are sat at the hairdressers (guys read barbers if that’s your thing). It’s Saturday morning and there’s a bit of a queue. You read the newspaper/Heat/OK/GQ/What Car?…

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Huw Jones Simplifying your finances

DAY 5 – Financial Planning Week 2012 Financial Planning Week aims to raise awareness of the importance of financial planning. In my series of blogs I have given…

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Huw Jones Saving versus investing

DAY 4 – Financial Planning Week 2012 Now that you’ve got a surplus of cash to cover regular, planned short term and emergency expenditure you can start thinking…

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Huw Jones The rules of budgeting

DAY 3 – Financial Planning Week 2012 A budget is an essential part of a financial plan. After all, the amount of money that we’ll earn in our…

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