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It may be surprising to hear but around 60% of adults in the UK do not have a Will.  Are you one of them?  Would you like to decide what happens with your estate or are you happy to leave it to a stranger to decide?

Trusts are often regarded as the preserve of the wealthy. Fortunately however, this is not the case. I have previously suggested that people with assets should make a will rather than rely on the laws of intestacy and the same may be said about trusts. With the above in mind it

One of the first things we ask when starting on the financial planning journey with a client is to check whether they have a will and whether it is up to date.  We are still surprised when we hear the answer ‘no’ but perhaps we shouldn’t be. In the UK,

Wills are always the last thing on people’s minds……something to get around to one day. But what happens if there isn’t another day, what then? If you expect everything to go to your spouse you could be wrong. The rules of Intestacy are quite clear and there

Every now and again something happens which acts as a timely reminder of why we do what we do. I received an unexpected phone call earlier this week from a client’s wife. Without any form of introduction her opening words were “Giles said if anything happens to me, just