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Trusts are often regarded as the preserve of the wealthy. Fortunately however, this is not the case. I have previously suggested that people with assets should make a will rather than rely on the laws of intestacy and the same may be said about trusts. With the above in mind it

It will be apparent to many who have read my blogs in the past that I am unashamedly pro ISA’s. That doesn’t mean to say that I am not supportive of pensions (the defined contribution type), I am, but I think that it is worth looking at a few facts particularly

We have always considered ourselves a sporty bunch at Proposito Financial Planning, but it was good to see us hit the big time in the New Model Advisor Athletes – Top 10 Sporting IFAs. As a kick off to what is hopefully a great sporting year for the country,

With the cost of stamps set to increase on 30th April, demand has risen strongly across the UK and the Royal Mail is now rationing retailers until the increase. A spokesman for Google, the internet search engine, said that online searches for the term  ‘cheap stamps’ have risen by

The problem with the active v passive debate is that there is no right answer – that’s why it’s a debate. Everyone’s got their own opinion. It’s also a very emotive subject. People believe their opinions are “correct” and will cling to their existing

One of the first things we ask when starting on the financial planning journey with a client is to check whether they have a will and whether it is up to date.  We are still surprised when we hear the answer ‘no’ but perhaps we shouldn’t be. In the UK,

In October 2018 all business will be automatically contributing 3% of their eligible jobholders qualifying earnings into a workplace pension. In addition eligible employees will be paying 5% of their own salary into a workplace pension. Non-eligible jobholders can elect to opt in to auto-enrolment, whilst entitled workers can

Here are the top ten terms you now need to include in your business vocabulary to ensure you know your way around the impending workplace pension reforms: Staging Date Each employer will be given a date from which they will have to comply with the workplace pension reforms. This

Changes to pension legislation have become a bit like buses: nothing for ages then two come at once.  That’s a bit unfair on buses though because to be honest changes to pensions have occurred almost annually since April 2006. Who can forget 6th April 2006? A – Day, pension

The FTSE All Share index, representing the performance of all of the eligible companies listed on the London Stock Exchange has finished the week at 2,764.96, a slight decrease of 7.29 points (0.26%) on the day and 74.87 points (2.64%) lower than its 2,839.83 opening value at the start

Having a former Olympian in the office is cool.  But things have just got a bit more exciting in the run up to London 2012 for Proposito’s marketing manager Joanne Jones. Joanne was a member of Great Britain’s synchronised swimming team at the 1988 Olympics in Seoul. However, she has just

Can you remember being a child at Christmas? The nervous anticipation on Christmas morning as you creep downstairs to see if Father Christmas has been? Well for those of us in the financial planning profession we experience those feelings each December, but a little bit before the 25th. December

The FTSE All Share index, representing the performance of all of the eligible companies listed on the London Stock Exchange has finished the week at 2,839.83, an increase of 21.38 points (0.76%) on the day but 16.62 points (0.58%) lower than its 2,856.45 opening value at the start of

The FTSE All Share index, representing the performance of all of the eligible companies listed on the London Stock Exchange has finished the week at 2,856.45, an increase of 31.72 points (1.12%) on the day and 195.27 points (7.34%) higher than its 2,661.18 opening value at the start of

You may have heard the details of the Autumn statement on Tuesday 29th November, which was slightly overshadowed in press coverage by the mass strike on Wednesday. State pension age will now increase to 67 for men and women in stages between 2026 and 2028.