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There are many financial planners in our sector and at Proposito, we have been looking at what makes us different, and why people want to work with us. We’ve come up with ten key factors which we believe make us stand out and help us foster long-term – indeed lifelong

The end of the financial year is usually 5th April (click HERE to find out why it’s earlier in 2021) so now is a great time to look at your finances and make the best use of your tax allowances. There are a number of steps you could take,

This tax year effectively ends on the 1st April 2021. No, this is not an April fool’s joke but the result of a “perfect storm” of dates, days and bank holidays. Maundy Thursday falls on 1st April 2021, which means that Good Friday is 2nd April 2021 – a bank

PNC have created their Christmas index every year since 1983. It’s a light-hearted take on the more traditional Consumer Price Index. The PNC index evaluates the changing costs of supplying all the gifts of the 12 days of Christmas to ones’ true love. Covid Index We’ve written about the index

Well… 2020 has been quite the year and we here at Proposito Financial Planning are most certainly looking forward to Christmas.  Whilst this year will be very different to other years, we are looking forward to relaxing in our bubbles and indulging in all things festive.  This time

Have you Got a Will? It may be surprising to hear but around 56% of adults in the UK do not have a Will. You don’t get to decide what happens to your estate when you die intestate (without a Will). The intestacy rules are very clear and set out

You may have seen in the press this month that the minimum pension age is changing. In 2014, the government announced that the minimum age that you can access your personal pension would be increasing from 55 to 57. Until now this change had not been bought into law. An

During our annual team meeting in January, we talked about the importance of exercise and how this has a profound impact on our daily lives.  We all decided that we would like to do more exercise and to also make sure that we are getting some fresh air during the

2019 has been quite a year and here at Proposito Financial Planning we’re all really looking forward to Christmas. A chance to spend time with friends and family, relax and perhaps indulge and reflect on 2019 as well think about all the opportunities for the new year ahead. It’s important

Oh what a week! This time last year Huw attended a week long training course as part of the process to become a Registered Life Planner. Well, it was such an experience for Huw that it was arranged that I also attend. The 5-day residential course was in Gaunts House

As we approach Black Friday it is worth remembering that if we look after the pennies, the pounds will look after themselves. When it comes to investment fees that maxim is worth its weight in gold. Each pound of fees is a pound off your return. The opposite is also

Many of our clients know that Huw’s daughter does a bit of gymnastics. This summer she had an exciting adventure… My Sochi Adventure – Eirlys Jones If you stand outside my house very early on any Saturday morning, you will see me jumping into my mum’s car with a large

Actually it’s Time in the Market that’s important. As you know, our invest philosophy is index tracking. That means rather than use a fund manager to determine what to buy and when to buy it, we just track the market average. This approach to investing has three significant benefits. The

Over the course of a summer, it’s not unusual for the stock market to be a topic of conversation at barbeques or other social gatherings. That is, once the inevitable Brexit discussion has been put to bed (or banned). A neighbour or relative might ask about which investments are good

Are you saving enough to live the life you want in retirement? It’s an important question, especially for younger people who face the prospect of waiting longer to receive a state pension income. Automatic enrolment into a workplace pension was introduced to encourage more people to make their own provision