Latest news

Looking back at the last 12 months, it has been a difficult year for many however we wanted to reflect on a couple of positives from this year for us.    Firstly, Anne joined us in March, taking over the administration role from Jade. Anne is likely to

As 2022 draws to a close, we’ve been thinking long and hard about our charitable donation for the year. For those of you who don’t know, instead of sending Christmas cards each year, we opt to make a charitable donation to a worthy cause. This year, we have decided to

We would like to take this opportunity to let you know about our opening hours over the Christmas period. We will be closing for Christmas at 5PM on Tuesday 20 December 2022 and re-opening on Tuesday 03 January 2023 at 9AM.  We have also taken the decision to hold

Technical Tuesday is back! This month we are looking into the state pension and how you can find out what is available to you. Knowing what your state pension will be is an important part of your retirement income planning, and now getting a state pension forecast is easier than

So what is inflation and how does it affect our lives? Does it really matter what happens to inflation as it is just economics and doesn’t really impact on us? Sometimes it is hard to know with all of the political discourse at the moment how exactly inflation and other

Gilts are fixed income securities issued by the government. They use them to raise money for government spending. They are seen as a very secure investment (the UK government is unlikely to go bust). When interest rates rise the value of gilts inevitably fall. This is unavoidable. Defined benefit (DB)

There’s a lot in the news at the moment about gilts and pensions and we wanted to share our thoughts on this. There’s two things in play here: The impact of interest rates on fixed income (gilts and corporate bonds) The impact of falling gilt values on defined benefit pensions

If you have done the Wheel of Life, now is the time to look closer at your finances using the Money Wheel. However, if you haven’t seen the Wheel of Life have a look at that now https://proposito.co.uk/wheel-of-life/. The Money Wheel contains the 8 sections of your financial life.

Technical Tuesday is back! This month we are looking at lost pensions and how to find these. This happens more often than you think, especially those who have had several employers and haven’t kept track of their pension schemes. But worry not, below are 4 useful tips on how you

Technical Tuesday is back! This month we are looking at the Pensions Tapered Annual Allowance.  This applies to individuals who have threshold income of £200,000 and adjusted net income of £240,000 .  If this is you and you would like more information, then please do get in touch with our

So, why is it that people cannot get financially organised?   Is it a lack of trying or a way of hiding from the reality of their financial situation.  In my experience it is often the latter, but it can be a mixture of the two.

Everyone needs to start somewhere.  The best place to start when making your plan is here: The Wheel of Life. This wheel contains eight sections that represent one way of describing a whole life. It’s designed to measure your level of satisfaction in each area. It is not a

Technical Tuesday is back! This month we are looking at the Pension Annual Allowance.  If you would like more information, then please do get in touch with our friendly team on 01285 708444 and we will be happy to help! Within each tax year 6 April to 5 April the

Why is it that some of the things we need to do always get put to one side? It is totally normal for this to happen with life, but why is that? Financial Life Planning can be one of those items that we just don’t pay enough attention to.  However,

We have recently had new team photos taken, so we thought this would be the perfect opportunity to reintroduce the team. Meet Huw Now we know most of you know Huw very well, but for those who aren’t so familiar, Huw is our Director and Senior Financial Planner. He is